PRIVACY POLICY

Effective Date: June 1, 2022

This Privacy Policy describes the data protection practices of Cartamundi Services NV and its affiliates, including The United States Playing Card Company (collectively, “Cartamundi,” “we,” “us,” or “our) with respect to the websites, mobile apps, and initiatives that link to this Privacy Policy and when you otherwise interact with us online or offline (“Services”). This Privacy Policy applies to information that we collect and use when you access and use the Services or otherwise interact with us.

This processing of your information is performed by The United States Playing Card Company as data controller at 300 Gap Way, Erlanger, KY 41018, U.S.A.

PLEASE READ THIS PRIVACY POLICY CAREFULLY TO UNDERSTAND HOW WE HANDLE YOUR INFORMATION.

THE INFORMATION WE COLLECT

We obtain information about you through the means discussed below when we provide the Services.

1. INFORMATION YOU PROVIDE TO US

We collect information that you provide directly to us. For example, we collect information from you through:

• Your registration on and use of our Services;
• Your purchases;
• Requests or questions you submit to us via online forms, email, or otherwise
• When you sign up for our newsletter or to receive other information, including promotions;
• Participation in surveys or contests.

Information about you. The types of data we collect directly from you include:

• Contact, registration, and eligibility information such as your full name, email address, login information (password and username or email), address, phone number, online screen name, and date of birth;
• Identity verification information to engage in certain features on the Services such as financial transactions over a certain threshold, our identity verification service provider, Onfido, will collect a photo of your identity document (i.e., government issued identification) and uploaded selfie. Onfido compares facial scan data from the photo in your identity document to data from the selfie you upload, in order to help verify your identity. Cartamundi does not have access to this facial scan data.
• Transactional information such as order details, billing address, shipping address, and payment information, including payment card, payment services like PayPal or cryptocurrency wallet information (Please note, payment information is processed by third party payment processors);
• Inquiries and Feedback including comments and questions you submit through customer service interactions with us (via email, phone, or online chat) or through surveys;
• User Generated Content: certain parts of the Services may enable you to post comments, photos or other content, that, depending on where you post them, may be publicly viewable.
• Any other information you directly provide to us in connection with your use of the Services.

2. INFORMATION WE COLLECT THROUGH AUTOMATED MEANS

When you use our Services, we and our service providers collect certain information through automated means using a variety of technologies, including cookies and similar tools, to assist in collecting this information. You can learn more about our use of Cookies and Similar Technologies below. The information we collect, with your consent where legally required (please note consent requirements vary by jurisdiction), includes:

• Device information and related identifiers: including your IP address, browser type, browser language, operating system, device identifiers, operating system, the state or country from which you accessed the Services, and software and hardware attributes. From your IP address, we may be able to infer your general location (e.g., city/state or postal code).
• Usage Information: including referring and exit pages and URLs, platform type, the number of clicks, files you download, domain names, landing pages, pages viewed and the order of those pages, the amount of time spent on particular pages, the date and time you used the Services, error logs, language preferences, and other similar information.
• Location Information: When you use the Services, we and our service providers collect general location information from your computer or mobile device. “General” location information means information about the city and state in which your device is located based on its IP address. We may also obtain general location when you input your zip code or use location features on the Services, such as to find nearby merchants. This information allows us to give you access to content that varies based on your general location. If we collect precise GPS location information through your device, we will ask your permission first. You can disable sharing precise geolocation information in your device settings.

Information We Collect from Social Media Platforms or Single Sign On Services If log in using social media credentials or single sign on (such as Google or Facebook), depending on your settings, we may receive certain information to enable such sign on, such as an authentication token or your username or email. If you interact with us through a social media service (such as when you like or follow us or comment on our pages), we may have access to your information from that social network depending on your settings such as your name, social network ID, photo, current city, your comments about our Services, and the people/sites you follow.

Information We Collect from Others We may also receive additional information, such as demographic and statistical information, from third parties, such as business partners, marketers, consumer data resellers, researchers, and analysts, about users in certain jurisdictions in compliance with applicable law.

HOW WE USE YOUR INFORMATION

We use your information for various purposes and with certain legal bases (under applicable law) depending on the types of information we have collected from and about you, including:

To fulfill our agreement with you to:

• Provide our Services, including when you register for such Service;
• Contact you about the Services, including for important policy changes and updates about your purchases. Where local law requires, we will obtain your consent before sending marketing or other communications;
• Respond to your requests related to your transactions.

For our legitimate business interests to:

• Secure our Services, prevent misuse, and resolve technical issues;
• Respond to your requests for information and provide you with more effective and efficient customer service, including through our interactive chat functions.
• In accordance with applicable legal requirements, contact you regarding the Services, as well as surveys, promotions, special events, and other subjects that we think may be of interest to you;
• Better understand your interests and improve our Services;
• Conduct internal business operations in support of our Services, such as auditing, preventing fraud, invoicing and accounting, sales and marketing, analytics, and research and development;
• Establish, exercise, or defend our legal rights.

To comply with our legal obligations, including to:

• Comply with any procedures, laws, and regulations which apply to us;
• Conduct identity verification through our identity verification service provider;
• Retain and use your information in connection with potential legal claims when necessary and for compliance, regulatory, and auditing purposes.

With your consent to:

• Enable you to participate in surveys and contests;
• Send you marketing and other commercial communications and use non-strictly necessary cookies as detailed in the section on cookies and similar technologies below, where local law requires such consent (please note these requirements vary by jurisdiction and not all jurisdictions require consent for such uses).

We may also collect and use personal information in connection with your consent in other circumstances. You can revoke your consent at any time, though you might not be able to use a service or feature that requires collection or use of that personal information.

Aggregate/Anonymized Information. We may use aggregate and/or de-identify information that can no longer be linked to you or your device (“Aggregate/Anonymized Information”) for any purpose, including without limitation for research and marketing purposes, and we may also share such data with any third parties, including advertisers, partners, and sponsors.

COOKIES AND SIMILAR TECHNOLOGIES

In operating the Services, we may use a technology called “cookies.” A cookie is a piece of information that the computer that hosts our Services stores to your browser when you access the Services. We use various types of cookies and similar technologies, including pixels, gifs, web beacons, and other tracking technologies, and first and third-party cookies. Cookies can be persistent by remaining on your computer until you delete them or be based on your browsing session where they delete once you close your browser.

Our Services use the following types of first-party and third-party Cookies:

• Strictly Necessary Cookies are necessary for our Services to function properly and securely. They cannot be switched off. You can set your browser to block or alert you about these cookies, but some parts of the Services will not work.
• Functional Cookies enable us to provide enhanced functionality by remembering your preferences or settings when you return to our Services. Without these cookies, certain features may not function properly.
• Performance Cookies allow us to count visits and traffic sources so we can measure and improve the performance of our Services. We use third-party cookies, such as Google Analytics, to help with performance and analytics.
• Targeting or Advertising Cookies help deliver advertisements, make them more relevant and meaningful to users, and measure the efficiency of ad campaigns. We and our third-party advertising partners may use these cookies to deliver relevant ads about our Services on other sites or services.

You may have the ability to accept or decline certain cookies on our Services depending on your jurisdiction. In addition, most browsers have settings that enable you to decline cookies if you prefer. Detailed instructions are provided by your browser. If you do not accept all cookies or withdraw your consent to certain cookies where you have been asked to and have provided consent, you may not be able to use the full functionalities of the Services. For more information on cookies and how they can be managed and deleted, please visit https://www.allaboutcookies.org/ or your browser cookie settings.

ONLINE ANALYTICS

We may use third-party web analytics services (such as those of Google Analytics) on our Services to collect and analyze usage information through cookies and similar tools; engage in auditing, research, or reporting; assist with fraud prevention; and provide certain features to you. To prevent Google Analytics from using your information for analytics, you may install the Google Analytics Opt-out Browser Add-on by clicking here. If you receive email from us, we may use certain analytics tools, such as clear GIFs to capture data such as when you open our message or click on any links or banners our email contains. This data allows us to gauge the effectiveness of our communications and marketing campaigns.

ONLINE ADVERTISING

On our Services, we allow select third-party advertising technology partners to place cookies or other tracking technologies on your browser to collect information about you as discussed above. These third parties (e.g., ad networks and ad servers such as Google and others) may use this information to serve relevant content and advertising to you as you browse the Internet. You may visit the Network Advertising Initiative’s Consumer Opt-Out link, the Digital Advertising Alliance’s Consumer Opt-Out link, or Your Online Choices to opt-out of receiving interest based ads from companies that participate in these programs. We do not control these opt-outs or who participates in these programs. We are not responsible for the continued availability or accuracy of these mechanisms. Please note that these programs must be used on each browser you use. If you use these mechanisms, you may still see ads across the Internet, but they will not be tailored by participating companies based on your online activities over time.

HOW WE SHARE AND DISCLOSE YOUR INFORMATION

We will share your information in the following ways:

• Service Providers. We provide access to or share your information with selected third parties who perform services on our behalf. They provide a variety of services to us, including data hosting and storage, identity verification, customer service, security, fraud prevention, and legal services.
• Affiliates and Subsidiaries. We provide access to or share your information with current or future affiliates and subsidiaries in the Cartamundi family of companies for the purposes described in this Privacy Policy.
• Third Party Partners to Provide Co-Branded or Jointly Offered Products and Services. Some of our Services may from time-to-time partner with another entity to offer services, products, events and promotions on a co-branded or cross-promotional basis. The information you provide in connection with such Services may be collected directly by, or shared with the third party, as well as with any participating sponsors or advertisers of such Services. These third parties will use your information in accordance with their own privacy policy.
• Protection of Cartamundi and Others. We may disclose the information we collect and maintain about you if required to do so by law or in a good faith belief that such disclosure is reasonably necessary to: (a) comply with legal process (e.g. a subpoena or court order); (b) enforce any contracts with you, if relevant; (c) respond to claims that any content violates the rights of third parties; (d) respond to your requests for customer service; and/or (e) protect the rights, property or personal safety of Cartamundi, its agents and affiliates, its users and/or the public.
• Third Parties that Provide Advertising Services. As described above, third parties such as Google may collect or receive certain information about you and/or your use of the Services to provide ads (including personalized ads) or to measure and analyze ad performance.
• Business Transfers. We may buy, merge, or partner with other companies. In such transactions (including in contemplation of such transactions), user information may be among the transferred assets. If a portion or all of our assets are sold or transferred to a third party, customer information (including your email address) would likely be one of the transferred business assets.
• With your consent. We may share your information to recipients based on your direction or consent.

We may share or disclose Aggregate/Anonymized Information with any third party.

YOUR RIGHTS AND YOUR CHOICES

You may have certain rights under applicable law (depending on your jurisdiction) with respect to your information as further described in this section.

1. YOUR LEGAL RIGHTS

If you would like further information in relation to your legal rights under applicable law or would like to exercise any of them, please contact us using the information in the “Contact Information” section below at any time. Please note for certain Services, you can access certain of your information and update that information through your account. Your local laws may permit you to request that we:

• provide access to and/or a copy of certain information we hold about you
• update information which is out of date or incorrect
• delete certain information which we are holding about you
• restrict the way that we process and disclose certain of your information
• object to the processing of your information when such processing is based on the pursuit of our legitimate interests
• revoke your consent for the processing of your information

Please note that your rights may vary depending upon your jurisdiction. We will consider all requests and provide our response within the time period provided by applicable law. Certain information may be exempt from such requests in some circumstances, which may include if we need to keep processing your information for our legitimate interests or to comply with a legal obligation. We may request that you provide us with information necessary to confirm your identity before responding to your request. The handling of your request is free of charge. We may however charge a reasonable fee or refuse to act on the request if such request is manifestly unfounded or excessive.

2. MARKETING COMMUNICATIONS

You may instruct us not to use your contact information to contact you with information we think may interest you regarding Cartamundi or its products by contacting us using the information below. In our marketing email messages, you can also opt out by following the instructions located at the bottom of such emails or messages. We may still use and share certain information as permitted by this Privacy Policy or as required by applicable law. For example, you may not opt out of certain transactional emails from us, such as those confirming your requests or providing you with updates regarding our Privacy Policy or other terms.

ADDITIONAL INFORMATION FOR INTERNATIONAL USERS

Because Cartamundi operates in the United States, please note that your information may be processed and stored in the United States and other jurisdictions around the world where we or our service providers are located, and that such jurisdictions may have different privacy laws than those in your jurisdiction. Whenever your information is transferred, stored, or processed by us, we take appropriate measures to protect your information in accordance with this Privacy Policy and applicable laws. These measures may include implementing standard contractual clauses to govern the transfer of your information, or other supplemental measures and safeguards recognized by applicable laws. You may obtain further information about such supplemental measures upon request (see the “Contact Information” section below).

If you have any concerns or complaints about our data processing activities, we urge you to first try to resolve such issues directly with us by contacting us as set forth in “Contact Information” section below at any time. However, if applicable, you may make a complaint to the data protection supervisory authority in the country where you are based.

ADDITIONAL INFORMATION FOR CALIFORNIA USERS

If you are a California resident, California law requires us to provide you with additional information regarding how we collect, use, and share your “personal information” (as defined in the California Consumer Privacy Act (“CCPA”)).

We collect the following categories of personal information: identifiers (such as your name and email address and government identification); commercial information (a record of your orders); financial data (payment information (processed by a third party payment processor) and your history of purchases); biometric data (processed by an identity verification provider) internet or other network information (how you interact with the our Services); location information (because your IP address may indicate your general location); inference data about you (for example, what content you may be interested in); and other information that identifies or can be reasonably associated with you. For more information about what we collect and the sources of such collection, please see the “The Information We Collect” section above.

We collect personal information for the purposes described in “How We Use Your Information” above.

We may share:

• any of the above categories of information we collect with: our affiliates; business partners to provide you with services that you request; service providers; other parties, including government entities, when required by law or to protect our users and services; social media services pursuant to that service and your settings; and with your consent or in connection with a corporate transaction.
• commercial information and financial data, including your payment information, with payment processors, and
• device information and identifiers and internet or other network or device activity with entities that provide content, advertising, and functionality.

Please see “How We Share and Disclose Your Information” above for more information.

If you are a California resident, the CCPA allows you or your authorized agent to make certain requests about your personal information, please see Your Legal Rights above. We will take reasonable steps to verify your identity and requests, including by verifying your account information, residency or the email address you provide. The CCPA further provides you with the right to not be discriminated against (as provided for in applicable law) for exercising your rights under the CCPA.

California law broadly defines “sale” in a way that may include allowing third parties to receive certain information such as cookies, IP address, device identifiers, browsing behavior and/or other activity to enable the delivery and measurement of interest-based advertising on the or other sites. As such, we may share the following categories of information for such purposes which may be considered a sale (as defined by California law):

• device information and identifiers, such as IP address, and unique advertising identifiers and cookies; connection and usage information, such as browsing history or app usage, geolocation information, such as city; and inference data.

If you or your authorized agent would like to opt out of the use of your information for such purposes (to the extent this is considered a sale), you may do so as outlined on the following page: Do Not Sell My Personal Information.

Once a year, California residents can also request certain information regarding disclosure of certain categories of personal information to third parties for their direct marketing purposes in the preceding calendar year.

Nevada Residents Nevada consumers who have purchased goods or services from us may opt out of the “sale” of “covered information” as such terms are defined under Nevada law. We do not engage in such activity, but if you have questions about this you can email us at

HOW WE PROTECT YOUR INFORMATION

We take a variety of appropriate technical and organizational security measures to protect the information provided to us from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. However, no Internet or email transmission is ever fully secure or error free. User-accounts are protected by passwords. We recommend you choose a strong password and ensure its confidentiality to prevent unauthorized access to your account. Please contact us immediately if you experience a security issue or believe your account has been compromised. Please keep this in mind when disclosing any information to us online.

THIRD PARTY LINKS AND FEATURES

Our Services may contain links to third-party websites, platforms or social media features (e.g., Twitter, Facebook). We are not responsible for these third-parties content or privacy practices, and your use may result in information such as your IP address and information collected through cookies being processed by those third parties. The processing of your information will be subject to the privacy policies of such third parties, and not this Privacy Policy. Please read the privacy policies of such third parties if you choose to interact with these links and features.

CHILDREN’S PRIVACY

The Services are intended for general audiences and not for children under the age of 14; some aspects of the Services may require users to be 18 or older. If we become aware that we have inadvertently collected “personal information” (as defined by the United States Children’s Online Privacy Protection Act) from children under the age of 14 without valid parental consent or from persons under 18 for applicable Services, we will take reasonable steps to delete such information as soon as possible.

DATA RETENTION

We will retain your information, in compliance with applicable law, for no longer than necessary for the purposes for which it was provided or for our legitimate business purposes, unless an applicable legal requirement requires us to delete such information sooner or retain such data for longer periods.

CHANGES TO OUR PRIVACY POLICY

We reserve the right to amend this Privacy Policy at any time. We will make the revised Privacy Policy accessible on our Services, so you should review the Privacy Policy periodically. You can know if the Privacy Policy has changed since the last time you reviewed it by checking the “Effective Date”. If we make a material change to the Policy, you will be provided with appropriate notice in accordance with legal requirements. By continuing to use the Services, you are confirming that you have read and understood the latest version of this Privacy Policy.

CONTACT INFORMATION

Please feel free to contact us if you have any questions about this Privacy Policy or our data protection practices or if you wish to exercise your legal rights.

You can reach us via email, at privacy@usplayingcard.com or by mail at:

The United States Playing Card Company Attn: Privacy Policy 300 Gap Way Erlanger, KY 41018

California Notice of Right to Opt Out

The California Consumer Privacy Act (“CCPA”) gives California residents the right to opt-out of the “sale” of their personal information. The CCPA broadly defines “sale” of personal information in a way that may include allowing third parties to receive certain information that enables the delivery of interest-based advertising on other online services.

Advertising Opt-Out Tools

The Digital Advertising Alliance (“DAA”) provides the following tools to enable you to opt out of sharing your information with participating third parties for interest-based advertising:

• Advertising Alliance (US)
• Advertising Alliance (Canada)
• Advertising Alliance (EU)
• Advertising Initiative

The DAA also offers a centralized opt out of the sale of personal information by any or all DAA participating companies that are collecting your personal information across multiple digital properties. Learn more about the DAA CCPA Opt Out Tool at https://www.privacyrights.info/.

Additional Choices on Your Browser or Device

On many mobile devices, you can control interest-based advertising through your device’s settings, such the Tracking controls for iOS devices or “Opt out of Ads Personalization” for Android devices. Your browser may also offer options to control certain tracking.

Please note:

The opt-outs described above are device and browser based. You will need to opt out on each device and each browser where you want the choice to apply. Opt-outs may be stored via cookies. If you clear cookies or if your browser blocks cookies, your opt-out cookie may no longer be available, and your choices may not be honored. We do not maintain or control these opt-out mechanisms and are not responsible for their operation. Your information may still be used for non-interest based advertising purposes, such as attribution and analytics.

CARD GAMES BY BICYLE REWARDS PROGRAM TERMS AND CONDITIONS

Last Updated June 19, 2023

OVERVIEW OF THE PROGRAM:

These Terms and Conditions, together with the Card Games by Bicycle End User License Agreement (“EULA”) and Privacy Policy, which are incorporated herein by reference, govern your participation in the Card Games By Bicycle Rewards Program (“Program”). By creating a valid account (“Account”) on the Card Games By Bicycle App (“Bicycle App”), you are automatically enrolled as a participant (“Participant”) in the Program. These Terms and Conditions do not modify or amend the EULA and Privacy Policy, including but not limited to the Indemnification, Limitation of Liability, and Governing Law clauses set forth therein.

The Program is a rewards program administered by The United States Playing Card Company (“USPC”) through which each Participant earns a “Score” (as further described below) for winning specific card games, allowing the Participant to be placed on a leaderboard and potentially receive rewards (“Rewards”) as described in further detail in the “Rewards” section below.

ENROLLMENT IN THE PROGRAM :

By creating a valid Account on the Bicycle App, Participant is automatically enrolled in the Program. Continued participation in the Program constitutes Participant’s continued, full and unconditional agreement to these Terms and Conditions, as they may be updated from time to time. Those who do not comply with these Terms and Conditions, as well as the EULA and Privacy Policy, may be prohibited from participating in the Program as determined by USPC in its sole discretion. There is a limit of one Account per person/e-mail address, regardless of whether more than one person uses the same e-mail address. The person who is the authorized e-mail account holder of the e-mail address indicated when registering will be deemed the Participant.

By creating an Account, each Participant agrees that the USPC may contact the Participant using the email address, phone number, or other contact information provided, to administer Rewards and provide additional notifications regarding the Program. A Participant’s failure or inability to receive any message(s) from USPC for any reason shall be deemed a failure by such Participant to comply with these Terms and Conditions and such Participant shall be ineligible to participate in the Program and disqualified from receiving Rewards.

The Program is provided to individuals only. Businesses, associations, or other groups may not participate in the Program.

To learn how USPC will use the personal information collected in connection with the Account and/or this Program, Participant’s should read the Privacy Policy.

Each Participant is responsible for maintaining the confidentiality of Participant’s Account and passwords and for restricting access to their devices and activity on their Account, and each Participant agrees to accept responsibility for all activities that occur under their Account. USPC reserves the right to suspend or discontinue the eligibility of any person who uses, or, in the case of suspension, is suspected of using, the Program in a manner inconsistent with these Terms and Conditions or any federal or state laws, statutes or ordinances. In addition to suspension or discontinuance of Program eligibility, USPC shall have the right to take appropriate administrative and/or legal action as it deems necessary in its sole discretion.

MODIFICATION OR TERMINATION OF THE PROGRAM:

USPC reserves the right to suspend, modify or terminate the Program, at its discretion, at any time with at least thirty (30) days prior notice. Termination, modification or suspension may affect a Participant’s eligibility to receive Rewards. Decisions of USPC on all matters related to the Program are final and binding.

USPC will attempt to notify Participants of material changes to the Program via the email address listed in their Account or by posting a prominent notice on the Bicycle App (e.g. in-platform notification). In any case, Participants should periodically check these Terms and Conditions for all other changes to the Program. Unless we state otherwise, your continued participation in the Program constitutes your acceptance of any changes to the Program. If you do not agree with any modification of these Terms and Conditions, your sole and exclusive remedy will be to discontinue use of the Bicycle App.

POINTS AND LEADERBOARDS:

Participants may be awarded points based on their performance in a specific card game (“Leaderboard Points”), and be ranked on a leaderboard for that card game The points have no cash value and may not be redeemed or “cashed out” by Participants.

USPC reserves the right to invalidate points and remove a Participant from a leaderboard in its sole discretion, including, without limitation, if USPC determines that points were improperly or fraudulently obtained, or that Participant otherwise violated these Terms and Conditions or the EULA.

REWARDS:

From time to time as determined by USPC, Participants may receive Rewards based upon their overall Leaderboard Points for a specific games (“Top Leaderboard Reward”) USPC will provide details of the start date and stop date that will be used to determine eligibility for Rewards based on Participants’ overall Leaderboard Points. Rewards may consist of digital card backs, digital tables, special user avatars, special game specific avatars, or other rewards determined by USPC in its sole discretion.

Following are a few examples for illustration purposes only:

Example 1: Every user that has more than 425 Leaderboard Points in one of the games is entitled to a Reward.

Example 2: Every user who joined the Bicycle App and is ranked on a leaderboard will receive a Reward.

All Rewards are provided “AS IS.” USPC makes no offer, warranty, or guarantee, either express or implied (including, without limitation, quality, merchantability and fitness for a particular purpose) in connection with this Program or any Reward. Reward details and availability are subject to change, in which case a Reward of equal value may be substituted at USPC’s sole discretion. A Participant may waive the right to receive a Reward. Rewards consist only of the items listed by USPC, and are non-assignable, non-transferable, with no cash redemption or substitution except at USPC’s sole discretion. USPC will determine all Reward details (brand, model, size, etc.) in its sole discretion. Participants may be required to provide their valid Social Security Number to USPC for tax purposes and/or complete an IRS W-9 form in order to receive a Reward. Participants are solely responsible for all federal, state and local taxes on a Reward’s value and, as applicable, will be issued an IRS Form 1099 based on the Reward’s value determined by USPC. Rewards not claimed by eligible Participants in accordance with these Terms and Conditions will not be sent to Participants and will remain the property of USPC.

NOTIFICATION:

Rewards are subject to verification of eligibility and compliance with these Terms and Conditions. Participants will receive notice of Rewards by USPC or its designated representative via email, telephone or other method. USPC may require Reward winners to complete, sign, and return an Affidavit of Eligibility/Liability Release/Publicity Release and other applicable documents. All required documents must be completed and returned to USPC within 7 days of the date and time listed on the documents. If a potential winner cannot be contacted, is disqualified, or fails to timely execute and return any required forms, an alternate winner may be selected from among the remaining eligible entries.

Participants are responsible for the payment of all taxes which may result from participation in the Program.

Participants are responsible for maintaining updated contact information associated with their Account.

A PARTICIPANT IS NOT A RECEIPIENT OF A REWARD UNLESS AND UNTIL USPC HAS COMPLETED ITS VERIFICATION OF PARTICIPANT’S ELIGIBILITY.

DISCLAIMER OF WARRANTIES:

TO THE FULL EXTENT PERMITTED BY LAW, THE PROGRAM, INCLUDING REWARDS, ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND ARE NOT WARRANTED IN ANY WAY. YOU EXPRESSLY AGREE THAT YOUR PARTICIPATION IN THE PROGRAM, INCLUDING RECEIPT, USE, REDEMPTION OF ANY REWARD, IS AT YOUR OWN RISK. USPC MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, RELATING TO THE SERVICES OR THESE TERMS.

Certain state laws do not allow limitations on implied warranties. If these laws apply to you, some or all of the above disclaimers, exclusions or limitations may not apply to you, and you might have additional rights.

CONTACT:

Any questions, comments or complaints regarding the Program should be directed to USPC at the following address: The United States Playing Card Company, Attn: Card Games By Bicycle Rewards Program, 300 Gap Way, Erlanger, KY 41018.